Losing 10 pounds is really hard. And so is jogging 30 minutes every other day. But take heart! Far less challenging — and perhaps just as uplifting — are little things you can do now to de-clutter and simplify your life in 2017. For inspiration, here’s what LNWM client advisors, analysts and other staff suggest:

#1.Go paperless. This is LNWM Client Advisor Susan Talton’s personal goal, and it sounds like a pretty good one for all of us. Susan says she’s scanning and e-filing (taking photos of paperwork with her iPad and using the PDF program to create files). She’s then shredding or tossing most of the paper that comes her way – except of course for the few docs that should be kept in original form, like wills and ownership certificates. “Paper is so 1990s,” says Susan. 

#2. Zip through airport security. “For $85 (good for 5 years) plus a visit to one of the Seattle TSA Pre-Check stations, I plan to dodge the long security lines at U.S. airports,” says David Baker, LNWM Director, Investment Strategy & Research. Not having to take off shoes, belt, jacket, laptop and carry-on liquids is way worth it, he thinks. Better yet for international travelers: a Global Entry pass ($100 good for 5 years), which lets you cruise through customs when re-entering the US and includes TSA pre-check benefits. Here’s a good comparison of TSA Pre-Check vs. Global Entry.

#3. Ask your financial advisor team. “We love it when clients ask a question they have never asked before,” says LNWM Senior Client Analyst Jim Tegeler. “Questions from clients relating to what they’re thinking, planning, or aspiring to do help us do a better job getting them where they want to go.” Or consider inviting the kids and/or grandkids to a meeting with your LNWM advisor team. (Real cookies provided by LNWM.) These are just two of the ways to leverage the relationship with us here at LNWM, says Jim. We can best serve you – and help to simplify your life — if we know what’s top-of-mind for you and your family.

#4. Rebalance investment allocations, advises LNWM Client Advisor Bridget Burgess. LNWM rebalances client portfolios regularly to keep within each client’s long-term targets. But if you have assets outside our firm, now might be a good time to rebalance those as well. It’s tempting to overweigh a position if it’s doing well, says Bridget, but this also increases your risk. For a refresher, see Burgess’ video, Stock Market Cycles and Emotions.

#5. Track your finances with a money app, says Erin Moyer, LNWM’s Director of Marketing & Communications. Erin loves using Mint.com, but there are many other goods ones out there. These are read-only services, allowing you to closely monitor your bank and investment accounts, but not transfer money in or out. Erin, for one, likes to track spending by category vs. goals she has set, and to get reminders of upcoming bills.